Yeah, it's all about braking.
Here's the tire I'm going to buy. I really want to avoid snows because I live in a condo with no garage for storage, and, frankly, yeah, I dont want to drop about a thousand for another set of wheels and tires. Never switch tires on the same set of wheels. I learned that the hard way. Once those tires are on a wheel, leave them there. Also, most of my driving will be on dry pavement, even in winter. Even back and forth to upstate or Vermont. So, I'm going to put a set of these Michelin CrossClimate2 on the HRV. This review and others make the claim that they have finally developed a true all season tire, as good in winter as "winter" tires, but great in summer (if maybe a little loud) and claims that they will last 60,000 miles! We'll see. I had a Continental tire rated as all weather as my last set on the old Subaru that pretty much covered all bases, too, but lost effectiveness in the snow around 25,000 miles. Forget the name of them. Hope these work.